Posts Tagged ‘before’

I am currently refinancing and got a call today from my current lender attempting to keep me as their customer. I told them I am keeping my credit a/c open with them but had seen a broker and had a better offer. The current lender said it was ok and said it would be signed off tonight.
Does it mean everything will be transfered over from them now to the new lender?

Is it because they are a private company and their books are closed?
Once they go “public”, everyone can see it?

I have always been responsible with money. I have a good amt of emergency savings, an excellent credit score, and started investing for retirement and long-term goals like a home. My fiance on the other hand does not. He does not make very much money and has quite a bit of debt, he claims he cannot open a retirement account yet since he does not make enough and he is 6 years older than I am. He pays high interest on his debt and has no money for investing in our future. I am concerned that we might someday have problems with money, even though we are okay now. However I know once kids enter the picture things may change. When I try to talk to him about it things can get heated because he says he is doing everything he can and feels put down when I lecture him about money. I don’t have a problem being the main supporter of the family, I just don’t want him or us to be in a bad situation down the road. Are there any suggestions to get him to begin investing or any books on this subject?