Comments on: Is it a legal form of discrimination to require a credit report on personal finances for job employment?

By: BIGG AL

BIGG AL — Wed, 17 Mar 2010 10:12:56 +0000

no ……………in fact it is commonplace in todays society .
the big brother age is upon us ………….

cheers !

By: Paul M

Paul M — Wed, 17 Mar 2010 09:58:16 +0000

Sense financial responsibility is a big part of who a person is, it is also a good way to determine just how that person will perform his/her job, especially if it is a managerial type job that deals with any kind of money.

By: STEVE

STEVE — Wed, 17 Mar 2010 09:41:36 +0000

I don’t know about the discrimination aspect, but yes, it is illegal to request or require that a job applicant provide financial information.

By: madamtortuga

madamtortuga — Wed, 17 Mar 2010 09:07:13 +0000

definitely yes, however some companies look at you actual job quLIFYICATIONS and i think this is more important than your credit history, besides your credit history is really none of their business, iwould also look at past work history and work eethic as being the most importaant

By: HappyGirl

HappyGirl — Wed, 17 Mar 2010 08:42:53 +0000

it is 100% legal. I know and had it done to me too

By: gleason_102301

gleason_102301 — Wed, 17 Mar 2010 08:19:59 +0000

No, it is not discrimination as defined by law. Race, sex, creed, color, things like that are legal forms of discrimination.

By: Private Eye

Private Eye — Wed, 17 Mar 2010 07:24:34 +0000

A credit check should be used only where the information is necessary for job-related purposes. Court cases under Title VII have held that requiring good credit as a condition of employment can have a discriminatory result, since disproportionately more non-whites than whites live below the poverty level. Even if a credit check is necessary for the job in question, the Fair Credit Reporting Act (a federal law) requires employers to notify applicants if they are not hired due to the information contained in a credit report. Moreover, some state laws, such as in Maine and New York, require employers to notify applicants when a consumer credit report is requested.

You can also look here for some helpful information:
http://www.privacyrights.org/fs/fs16-bck.htm

By: BluedogGirl

BluedogGirl — Wed, 17 Mar 2010 06:25:19 +0000

Fair Credit Reporting Act (FCRA)

Employers who have a business need to evaluate and monitor employee credit problems, and who use credit reports to do so, should also be aware of the Fair Credit Reporting Act. The FCRA requires employers who deny employment on the basis of a credit report to so notify the applicant and to provide the name and address of the consumer reporting agency used.

Penalties for non-compliance: actual damages, punitive damages, attorneys’ fees.

By: Angie S

Angie S — Wed, 17 Mar 2010 05:30:40 +0000

Yes it is – if a person went through serious medical problems and had serious financial problems because of it – that to me is~ how can you look at a credit report and know why the persons credit was ruined? A person works hard – two jobs most of their life and then a crisis hits and then they can’t get a job because of a credit report. Sad – shouldn’t be legal.

By: drmuni

drmuni — Wed, 17 Mar 2010 04:55:40 +0000

An employer can check your credit report if they want to do so for some reasons, but I am not sure if they are looking for financial details, but mostly they might check the public records of any violation, bankruptchy, debts etc..,